It’s important to know that the Government may be able to help you with your finances. Every dollar you receive from the Age Pension or other Government benefit can make a difference to your overall standard of living, whether pre-retirement or post retirement. It’s important to understand the rules associated with such benefits, and that’s where we can help you.
J Fleming Financial Services can advise you on;
- eligibility now and in the future
- application process
- how to structure your affairs to maximise your benefits
- estimating benefits you may be able to receive based on your level of income and assets
- determining whether you are under the Income Thresholds for social security benefits such as the Commonwealth Seniors Health Care Card, or Low Income Health Care Card
- advice relating to Centrelink implications when entering a nursing home
- retirement products such as Allocated Pensions and Annuities and how these may affect your pension
- implications on receiving lump sums such as an inheritance or compensation